Pay Monthly Car Repairs Ellesmere Port — Spread the Cost of MOT, Servicing, Tyres & Repairs

Yes, the standard Payment Assist plans are interest-free. You spread the cost over 3, 4 or 6 monthly payments at 0% interest, so you pay back exactly what the work cost and nothing extra.

On larger bills there are longer plans of up to 12 months, and those longer plans may carry interest rather than being 0%. We'll always tell you clearly which plan applies to your job before you commit.

No. Applying uses a soft credit search only, which doesn't affect your credit score and doesn't leave the kind of mark on your file that a hard check would. That's one of the reasons customers like applying online without worrying.

On smaller bills up to £1,000 there's no hard credit check at all. Larger amounts use a quick affordability check instead.

For smaller bills up to £1,000 there's no hard credit check, just a soft search that doesn't affect your score. For larger amounts, a quick affordability check is used to make sure the plan is right for you.

Either way it's designed to be fast and straightforward, so you're not left waiting around to find out whether you can go ahead.

Just about anything we do. That includes your MOT, servicing, tyres, brakes, clutches, cambelts, diagnostics and general repairs. If it's a job we carry out, you can usually spread the cost of it.

It also means you can combine jobs, for example an MOT and service together, and pay for the lot on one plan rather than juggling separate bills.

The standard interest-free plans are spread over 3, 4 or 6 monthly payments at 0% interest. That suits most everyday jobs and keeps things simple.

On larger bills, longer plans of up to 12 months can be arranged, though these longer plans may carry interest. We'll talk you through the options so you can pick what works for your budget.

Yes, and it only takes a few minutes. Applying online is the quickest way to get a decision, and it's a soft search so it won't affect your credit score. This is a real advantage over garages that only let you apply by phone and then keep you waiting.

If you'd rather not apply online, you can also arrange it in person at the garage or over the phone, whichever suits you.

It works for small everyday bills right up to larger repairs. Amounts up to £1,000 need only a soft search with no hard credit check, while larger amounts use a quick affordability check to confirm the plan suits you.

Because the amount available depends on the work and the check, the honest answer is to tell us what you need doing and we'll confirm what's available for you before you commit to anything.

You pay a small amount up front, then the rest of the balance is split into equal monthly instalments. Think of the up-front amount as the first part of the payment rather than a large deposit.

Payments are made by UK debit card, not credit cards, which keeps everything simple and easy to keep track of each month.

Payment Assist is an FCA-regulated finance provider that works with garages across the UK to let customers spread the cost of their car work. Fastlane Autocare is a Payment Assist approved garage, so the pay monthly option is built in and ready to use.

Because they're FCA-regulated, you're dealing with a properly regulated finance company rather than an informal payment arrangement. You can read more on the Payment Assist website.